Most all new reps coming into AVON will be required to pay the wholesale amount at time of order. I suggest collecting upfront, using a credit card if you have one OR if you don't have one get a Free PayPal Card and square reader for your phone so you can do instant payments. You don't need any credit approval to get a PayPal card. PayPal will deduct aprox. 2.9%- 3.5% off your transaction but it makes it easy to take Credit cards. You will then have the money on a debit card right away. Its also proven that customers spend more when they use credit cards. You will be able to pay your wholesale amount with your FILLED PayPal Debit MasterCard due and the rest is profit!